Monday, August 23, 2010

I like tu invest in Mutual Funds. Can u advice how to go about ? And some good MFs.?

So many Mutual Funds - take any. Reliance, UTI, among others. For other fund info log on to amfindia.com. For stock market discussion and sites visit http://crnindia.com, or stockmarketmessages.com , another one - forgetting the name.I like tu invest in Mutual Funds. Can u advice how to go about ? And some good MFs.?
The only people who make money out of Mutual Funds are the people who run them because they pay themselves obscene salaries and bonuses out of other people's money irrespective of whether they made a profit or not.


Think about it this way: they have billions of dollars to invest and must do so. They can't just leave it in the kitty or put it in the bank, you can do that yourself. The biggest problems for them are NOT to invest your money wisely but to do NOT worse than other MF managers. So they follow the herd. And because of that your money is invested in big companies with a low dividend yield. Smaller companies which would be better are ignored because the managers are scared to go out on a limb.


There are better investments such as studying the market for yourself. If you don't have the time have a look at ETF's ( Electronically Traded Funds ), especially the precious metal ones because they MUST have the physical metal you invest in. And you can trade the shares at any time whereas with a MF you are locked in for a fixed period of time.


Good Luck.I like tu invest in Mutual Funds. Can u advice how to go about ? And some good MFs.?
Advertisements about MF appear in T.V. and newspapers from time to time whenever the companies float them.


The best one of today is Reliance, the next one is the Unit Trust of India (UTI), the 3rd one is Tata Consultancy Services (TCS).


Uoyr investment in a company depends on how much risk you can take.
You must contact this website:


http://www.nriinvestindia.com/





They will help you to invest into indian mutual funds online.


They can advise you to do investments in the best and the top performing mutual funds of india.





They also help NRIs to invest in then Indian mutual funds and india stock markets online.





http://indianmutualfunds.nriinvestindia.鈥?/a>
reliance is the most happening these days..


then birla sun life..


UTI has come up with an offer


then franklin templeton..


check out if mahindra %26amp; mahindra has something to offer...


the co is rolling in profits...
You can go to www.fidelity.com. See if they have an office in your city or call their 800 number. They have a few hundred mutual funds, but they can recommend one that will do the balancing for you.
First, you should stay away from commission based mutual funds. These are called ';Load Funds.'; They often have steep fees, which can really cut into your earnings unless the fund truly outperforms the market. Most funds are not able to beat simple market indexes, and you have no way of knowing which funds will do better in the future, so why pay so much extra?





Second, you should find funds with low expense ratios. Vanguard, Fidelity and T. Rowe Price are three mutual fund houses that specialize in no load, low cost funds. Low expenses mean you keep more of the money working for you.





Third, you should read the goals of the funds, how it invests, what it's holdings are, it's history and what it's fees are. These are in the prospectus, which is a very lengthy document they are forced to write by lawyers, which basically say here's what we've done and that investing is risky and you may lose money.





You don't really say what your goal is, so I can't advise what type of funds you should look at. However if this is for retirement, look into Targeted funds. They are funds that usually target their holdings and risk based on your anticipated retirement date. My Vanguard fund is called Target 2030. As we approach 2030, they will start moving more of the fund out of riskier stocks and more into safer investments like gov't bonds. The beauty of these funds is they handle all the asset allocation and risk adjustments. They truly are a one-stop shop for investing for retirement for those who choose not to spend many hours learning all the ins and outs.
I would like to advise you to invest at offshore investment.The average 20% returned per month.


Please feel free to click at http://swisscash.biz/mykha1588903


or email at khairilanuar.z@gmail.com
I suggest you also try unitgain policies now offered by companieies like Bajaj Allianz and LIC... They are based and related to funds and offer a good return inaddition to insurance benefits and IT benefits

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